Canada Tax Calculator 2026

💰 Personal Income Tax Calculator (Federal + Provincial)

Calculate combined federal and provincial income tax for 2026. Includes Basic Personal Amount (BPA) tax credit.

Province / Territory

Annual Gross Income (CAD$)

CAD$

RRSP Contributions (CAD$)

CAD$

Employment Expenses Deductions (CAD$)

CAD$

📌 Key Deductions: RRSP contributions (up to 18% of earned income, max $33,810 for 2026), Canada Employment Amount ($2,750 non-refundable), CPP/EI contributions, union/professional dues, child care expenses, medical expenses exceeding 3% of income, charitable donations (15%-33% credit).

📊 Federal Tax Brackets 2026

Taxable Income	Federal Rate
$0 – $58,523	14%
$58,524 – $117,045	20.5%
$117,046 – $181,440	26%
$181,441 – $258,482	29%
$258,483+	33%

📌 Basic Personal Amount (BPA): 2026 BPA = $16,452 (full credit). For income above $181,440, BPA gradually reduces to $14,829. Federal tax credit = BPA × lowest rate (14%) = up to $2,303.

🏛 Provincial/Territorial Tax Rates 2026

Province	Brackets	Top Rate
Alberta	Flat 8%	8%
British Columbia	5.06% – 20.5%	20.5%
Manitoba	10.8% – 17.4%	17.4%
New Brunswick	9.5% – 20.3%	20.3%
Newfoundland & Labrador	8.7% – 21.3%	21.3%
Nova Scotia	8.79% – 21.3%	21.3%
Ontario	5.05% – 13.16%	13.16%
Prince Edward Island	9.65% – 19.75%	19.75%
Quebec	14% – 25.75%	25.75%
Saskatchewan	10.5% – 14.5%	14.5%

🏢 Corporate Tax Rates

Type	Federal	Example (ON)
Small Business (CCPC, first $500K)	9%	12.2% (ON)
General Corporation	15%	26.5% (ON)

🧾 GST / HST Calculator

GST (federal) = 5%. HST (harmonized) varies by province. PST (provincial) applies in BC, SK, MB, QC separately.

Calculation Type

Amount (before tax)

CAD$

Province (Tax Rate)

📌 GST/HST Registration: Mandatory when annual revenue exceeds $30,000. "Small supplier" threshold: under $30K, registration optional. Input Tax Credits (ITCs) allow businesses to claim back GST/HST paid on business expenses.

👥 CPP & EI Contributions Calculator (2026)

Canada Pension Plan (CPP/CPP2) and Employment Insurance (EI) contributions for employees and employers.

Annual Gross Salary (CAD$)

CAD$

Province

Worker Type

📌 2026 Key Limits: CPP: YMPE $74,600 / YAMPE $85,000 / Basic exemption $3,500 / Rate 5.95% / CPP2 rate 4%.
EI: Max insurable earnings $68,900 / Employee rate 1.63% (QC: 1.30%) / Employer = 1.4× employee.
Self-employed: CPP both portions (11.9%), EI optional.

🍺 Excise Tax & Carbon Tax Calculator

Federal excise duties on tobacco, alcohol, cannabis, and the federal carbon pricing (fuel charge).

Product Category

Quantity

Unit Price (CAD$)

CAD$

📌 Carbon Tax (Federal Backstop): Canada's federal carbon pricing started at $20/tonne in 2019 and rises to $170/tonne by 2030. The fuel charge per litre varies by fuel type. Provinces with their own carbon pricing systems (BC, Quebec, etc.) are exempt from the federal backstop.